Key risks

This page will provide you with an overview of the key risks associated with any investments you make through our platform. Before investing in any asset, it is important to understand the associated risks and how they can affect your returns.

List of contents

1. Risk warning

2. Your personal decision to invest

3. You are not covered by the financial services compensation scheme

4. Liquidity

5. Diversify your investments

6. Tax

7. Recommendation

8. Past performance

9. Disclaimer

Risk warning

All persons looking to become an investor should read carefully to the following warnings before making any investment.

All investment products carry risks. The relevant webpages and documents will cover risks specific to an individual offer. Please bear in mind the following general risks involved when investing through this Website:

Your personal decision to invest

Investing in any company is a personal decision, and neither Lyons Property & Developments nor its partners, directors, agents, employees, or affiliates will accept responsibility for any consequences arising from that decision. To invest via this platform, you should be aware of the following important risks:

You are not covered by the financial services compensation scheme

Investments—whether in new or established businesses—carry substantial risks alongside potential rewards. As such, each investor must carefully assess whether such investments align with their personal circumstances, financial commitments, and available resources. Engaging in investment activities may expose you to the risk of losing all your capital. These investments are significantly riskier than savings accounts, and in the event that a company fails, you may lose all or part of your investment with no guarantee of future returns or interest payments. Lyons Property & Developments will not pay you back your investment in such cases.

Many of the companies in which Lyons Property & Developments invests are new ventures with little to no established track record. These companies will provide business plans and financial forecasts, but it is important to understand that these documents do not guarantee the company's success. Acorn Property Group is not responsible for verifying the accuracy or completeness of any statements or facts presented in these documents, which may not always be reliable.

Liquidity

As an investor you should be aware that no established market exists for the trading of the bonds and equity in private companies, and such bonds and equity are not easily releasable. It must be appreciated that there could be difficulty in selling such investments at a reasonable price and, in some circumstances, it may be difficult to sell them at any price.

Diversify your investments

We strongly recommend diversifying your investments across different types of assets to reduce your overall risk. This can help maintain a balanced portfolio and mitigate potential losses. Additionally, we advise against investing in the same assets as immediate family members. Given the high risks involved, you should only invest a portion of your available funds.

Tax

The tax treatment of your investments depends on your individual circumstances and may change over time. Lyons Property & Developments recommends consulting a qualified tax professional for personalized advice on any investments.

Recommendation

Lyons Property & Developments does not provide personal advice or recommendations. If you are uncertain about any aspect of your investment or the details of a particular offer, we strongly suggest seeking guidance from an independent financial advisor authorised under the Financial Services and Markets Act 2000 (as amended).

Past performance

Past performance is not an indication of future results. You should not rely on historical performance as a guarantee of future returns.

In cases where security is in place or assets are held to support an investment, there is a risk that the underlying borrower may default. If there is a delay in liquidating the asset, it might not sell for enough to cover the loan, or repayment to investors may be delayed. If the security is not a first charge, funds from the sale of the asset will be distributed to chargeholders ahead of investors.

Disclaimer

Investing in opportunities promoted by Lyons Property & Developments involves risks, including the potential loss of capital. Investments made through Lyons Property & Developments are not covered by the Financial Services Compensation Scheme (FSCS).

Lyons Property & Developments is a prominent property investment firm, offering investors the chance to diversify their portfolios by entering the UK property market.